Terms of Service

1. Acceptance of Terms

By accessing and using Smart Toolverse (smarttoolverse.com), you accept and agree to be bound by the terms and provisions of this agreement. If you do not agree to abide by these terms, please do not use this service.

2. Description of Service

Smart Toolverse provides users with access to a collection of free online tools, calculators, converters, and developer utilities. All tools are provided "as is" and "as available" without warranty of any kind.

3. Results Are Estimates, Not Advice

Our calculators and checkers give estimates for general information. Health tools (such as the BMI calculator) are not medical advice or a diagnosis. Money tools (such as the loan and earnings calculators) are not financial or tax advice, and SEO and website scores are not guarantees of rankings or traffic. Before making a health, financial, legal or business decision, check the result with a qualified professional.

4. AI-Generated Output

Some features use AI to write text, code or suggestions. AI output can be wrong, out of date or similar to existing content, so review it before you use or publish it. You are responsible for how you use it. AI content detection gives a likelihood, not proof, and should not be the only basis for judging someone's work.

5. Acceptable Use

You may use our tools for personal, educational, and commercial purposes subject to the following restrictions:

• Do not use the service for any illegal or unauthorized purpose.
• Do not use AI features to create content that is unlawful, harmful, deceptive or that infringes someone else's rights.
• Do not use website and network checks (such as ping or header checks) to attack, overload or probe systems without permission.
• Do not attempt to disrupt or overload our infrastructure, or get around usage limits.
• Do not scrape our services in an automated manner that impacts performance for other users.
• Do not frame or embed our tools without proper attribution.

6. Availability and Changes to Tools

We aim to keep the site available, but we don't guarantee that any tool will always work or be available. We may add, change, limit or remove tools and features at any time. Features that rely on outside services (such as AI providers or Google PageSpeed Insights) may stop working when those services do.

7. Intellectual Property

The site design, branding, custom software logic, and written content are the property of Smart Toolverse. Content you generate using our tools (such as text outputs, calculations, or converted files) belongs to you, as far as the law allows.

8. Disclaimer of Warranties

Smart Toolverse makes no representations or warranties about the accuracy, completeness, or reliability of any tool results. We recommend double-checking critical data, financial calculations, or legal conversions independently.

9. Limitation of Liability

To the extent the law allows, Smart Toolverse is not liable for any direct, indirect, incidental, or consequential damages resulting from the use or inability to use our tools or website.

10. Privacy

How we handle data is described in our Privacy Policy.

11. Changes to Terms

We may update these terms. When we do, we change the date below. Continued use of the site after changes are posted means you accept the updated terms.